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Now children are worried about their parents being hoodwinked by the scam artists who haunt online dating sites."I am a bit past age 50 --- well educated lady; (I thought that I was so smart that it couldn't happen to me --- my college education is no match for a professional criminal)," said one of a seemingly endless stream of scam victims who hav...

If you are performing a background check as a landlord or employer — or for credit, medical or insurance reasons — you can't use just any service.In most cases, a credit report can't be pulled without a legitimate business purpose and written permission.A good strategy for screening a roommate would be to ask him or her to volunteer a report.If you do reject a potential tenant or employee (even semi-informal employees like domestic workers) based on a background check from a company that isn't a CRA, you could wind up in trouble.You can find a fairly complete list of CRAs on my website.

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For checking on potential roommates or romantic partners, you can use just about any service or (legal) method.

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